Ideally, the money you might need for an emergency should be in places that are easy to get to, e.g., bank and credit union savings accounts, and bank and credit union money market accounts. These are liquid. You can turn them into cash easily without the risk of losing principal.
If you don't have any cash reserves, here are some other sources of emergency funds:
First United offices will be closed, Saturday, August 20; to celebrate our employees with a company-wide event.
You may still access First United through our ATM Network, or using Online or Mobile banking.